Fintech · business banking · 2026
Kova
Making a six-figure payroll feel boring.
Business banking for teams that pay people in 38 countries. I redesigned payouts, the scariest button in the product, around one question: is anything unusual in this batch?
- Product
- UI/UX
- Frontend
- QA
- Role
- Concept project · product design + React
- Year
- 2026
- Disciplines
- Product · UI/UX · Frontend · QA
Good afternoon, Nadia
Sun 11 Oct · 3 approvals waiting
- $USD44% of balance$2,140,880.10
- €EUR27% of balance€1,204,310.00
- £GBP16% of balance£612,040.55
- ◎USDC10% of balance482,900.00
- ৳BDT3% of balance৳16,410,000.00
- October payroll42 people · 6 countriesPriya’s bank details changed 2 days ago$412,600.00
- Figma · annual seatsVendor · due Tue$18,240.00
- Convert €200,000 → USDRate locked 14:05 · 1.0871$217,420.00
01 The problem
Finance leads approve large payroll batches by exporting them to a spreadsheet first. The product shows everything, so it highlights nothing. The one recipient whose bank details changed is buried in row 31.
02 Key decisions
Show what changed, not what’s there
The batch highlights the one recipient whose bank details changed this week, and holds them, so the other 41 can go.
One approval bar, always in reach
Who approved, who’s left, and the exact action, pinned to the bottom. “Hold Priya & send 41” is a first-class button.
Routing you can read
Every payout shows its rail (ACH, SEPA, BEFTN or USDC) and arrival time before you sign.
03 Built in code
1export function ApprovalBar({ batch }: Props) {2 const held = batch.items.filter(changedBankDetails({ days: 7 }))3 const ready = batch.items.length - held.length4 return (5 <Bar tone={held.length ? "review" : "ready"} aria-live="polite">6 {held.length > 0 && <Button>Hold {names(held)} & send {ready}</Button>}7 <Button primary holdMs={1200}>Approve {money(batch.total)}</Button>8 </Bar>9 )10}
04 Then I tried to break it
- Double-click must never approve twice
- Amounts are read with their currency
- ৳ symbol never clips in the bar
- Held recipients survive a refresh
✦ What I’d measure
Concept project. These are the success measures I designed for, not reported results.
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